The system is rather simple when you break it down. It's a pyramid scheme, it's based on the false belief that humans can demand and supply exponentially forever. If the system were based on grain of sand or dirt, humans pass around the grains as their medium of exchange by loaning and borrowing. As soon as all the humans begin to attach compounding interest on it, it's game over, you are on the lemmings path over the cliff. Eventually, you will run out of grains of sand on the Earth, then you might move over to the Moon but that wouldn't last long because the supply must be exponential."Personal income increased $1.2 billion, or less than 0.1 percent, and disposable personal income
(DPI) increased $1.6 billion, or less than 0.1 percent, in February, according to the Bureau of Economic
Analysis. Personal consumption expenditures (PCE) increased $34.7 billion, or 0.3 percent. In January,
personal income increased $30.4 billion, or 0.3 percent, DPI decreased $26.0 billion, or 0.2 percent,
and PCE increased $38.5 billion, or 0.4 percent, based on revised estimates."
In essences, the humans today and in the last 65 years are stealing from the future, the problem is humans have no ability to steal at an exponential rate long-term.
As the report above shows, humans are not supplying nor demanding what the equation needs to sustain itself. The target is actually moving now away from humans at an exponential rate.
I hear about de-leveraging, that's the biggest myth in the game. The system is not de-leveraging at all. All that is going on is stupid humans moving non-funded over to the government. For the system to continue to survive even a little longer you are going to have to find a way to leverage more because the amount of power you need to sustain the equation continues to go up exponentially but humans have no ability to supply it.
It's called desperation as the black hole comes into view and you hit the event horizon.